STANDARD COMPETENCIES:

 

 I.      Identify and describe property loss exposures and liability loss exposures in a given case and analyze them.

 II.     Explain in detail the commercial auto policy and commercial general liability policy including coverages therein.

 III.    Describe and analyze the components of the ISO commercial package policy.

 IV.     Review and explain the risk management process by identifying the six steps and the four noninsurance risk management techniques.

 V.      Review and discern miscellaneous commercial loss exposures including property, Builders Risk Coverage, Business Income Insurance, Commercial Crime, Equipment Breakdown, Inland and Ocean Marine, Businessowners Policies, Farm Policies, Workers Compensation, Commercial General Liability, and Employers Liability.

 VI.     Identify both property and liability loss exposures and understand insurance policies that are available to insure those exposures.

 TOPICAL OUTLINE:

 

 I.      Overview of Commercial Insurance

 II.     Commercial Property Insurance, Part I & Part II

 III.    Business Income Insurance

 IV.     Commercial Crime and Equipment Breakdown Insurance

 V.      Inland and Ocean Marine Insurance

 VI.     Commercial General Liability Insurance, Part I & Part II

 VII.    Commercial Automobile Insurance

 VIII.   Businessowners Policies and Farm Insurance

 IX.     Workers Compensation and Employers Liability Insurance

 X       Miscellaneous Coverages: excess and umbrella liability policies, professional liability policies, directors and officers liability insurance, employment practices liability insurance, and employee benefits liability insurance.